Phone Number: (800) 222-2114
Address: 3590 Twin Creeks Dr, Columbus, OH 43204
American Commerce Insurance Company has been in existence for more than 6 decades, gaining a good reputation and financial stability over the years. The company operates through the Independent Agency System, and their business is generated by closely knit independent agents who understand the needs of the customers. American Commerce Insurance Company is licensed to provide flood insurance in 51 states including Maine, Rhode Island and Delaware.
Why Buy Flood Insurance from American Commerce Insurance Company?
The company is run by a management team that has wide experience in all aspects of insurance. Buying a flood insurance policy from American Commerce Insurance Company guarantees you peace of mind, based on the company’s strong financial base and claim repayment history.
Also, the agents are trained to guide you through the buying process, from filling the proposal form to signing the policy document to make sure to get a clear understanding of what you are covered against.
American Commerce Insurance Company Flood Insurance
According to www.mapfreinsurance.com, the company’s flood insurance policy is designed to shield your property from the ever changing weather patterns. The policy covers you for damage caused by floods, levy breaks, flash floods and any other water related disaster that you may encounter. The policy covers the building and its contents and is divided into two parts; residential and commercial property.
How American Commerce Insurance Company Covers Natural Disasters
American Commerce Insurance Company has a special flood policy that covers homeowners and tenants. The policy takes care of most natural disaster such as windstorm, lightning, falling objects, volcanic eruptions and frozen plumbing. It also covers man-made disasters such riot and civil act. While the policy takes care of quite a number of natural disasters, you have to buy a separate coverage for some disasters such as earthquakes. Thus, you may buy a flood insurance coverage and separate earthquake cover, particularly if you live in high-risk areas such as the coastline.
How to File a Natural Disaster Claim
Based on the information provided by www.mapfreinsurance.com, American Commerce Insurance Company understands the importance of inconveniences caused by natural disasters, however, small the magnitude might be. To file a natural disaster claim, all you have to do is locate your nearest agent and report the disaster. The agent will then notify the company and a claim adjuster will be sent to the site to assess the damage. You will then be contacted when your claim is processed. You can locate your nearest agent from the company’s website in the Agent Locator section. You may also call the company toll-free at (800) 222-2114.