Website: jergermga.com
Phone Number: 866-561-3433
Address: P.O. Box 2800, Pinellas Park, FL 33780
American Traditions Insurance Company (ATIC) is a licensed insurer in the United States that meets the BBB accreditation standards. This accreditation means that the insurance company commits itself to resolving all client related complaints in good faith. American Traditions Insurance Company has a license to write Federal flood insurance in Florida.
The expertise and reputation of American Traditions Insurance Company to service flood insurance needs for individual policyholders and professionals in related industries in unmatchable.
ATIC Flood insurance policy
A survey done by the National Association of Insurance Commissioners (NAIC) concluded that 33% of the American population wrongly thinks that flood damages can be covered by homeowners insurance covers for a home. Homeowners insurance coverage does not include coverage for natural disaster like floods and earthquakes, hence, as a homeowner you ought to purchase a separate special cover for floods. Interestingly, only 20% of the American homeowners have insured their homes among the homes that are at risk for floods.
It’s very important that you consult with your insurance agent so as to know what your homeowner insurance policy can replace in case of a disaster. Surprisingly, even if you have insured your home against a special cover like an earthquake, if the earthquake causes floods, the earthquake coverage won’t cover floods.
In addition, flood insurance coverage can only be effective if they were purchased 30 days before the floods started. Meaning, you just can’t purchase a flood insurance policy from American Traditions Insurance Company a few days before the floods and expect to be reimbursed for any damages caused.
National Flood Insurance Program (NFIP)
The only way the Federal government can help flood victims recoup what they have to lost to floods is when the president has declared the floods a national disaster. Furthermore, the money that you’ll get from the national fund is supposed to be repaid with an interest just like any other loan. The definition of flooding by the NFIP makes the issue of declaring a flood occurrence as a national disaster even more complex.
The law requires people with mortgages to buy separate flood insurance from an insurance company or through an agency that acts as National Flood Insurance Program distributor.
The physical address of American Traditions Insurance Company is 7785 66th St, Pinellas Park, FL 33781. Policyholders who have any questions concerning their policy claims should contact the insurance company through the following numbers:
- Customer Service: 866-561-3433
- Claims Number: 866-270-8430
- Fax Number: 727-507-7596
