Phone Number: 201-793-7525
Address: 591 Summit Ave, Jersey City, NJ 07306
According to Fema.gov, Farmers Insurance Group/DBA Fire Insurance Exchange is licensed to provide flood insurance in a total of 41 states from Alabama to Kansas to Nevada to West Virginia and Wyoming. The company has a network of more than 50,000 independent agents to ensure that each and every customer’s insurance needs are met in addition to offering personalized services.
What Farmers Insurance Group/DBA Fire Insurance Exchange Flood Policy Entails
The flood policy provided by Farmers Insurance Group/DBA Fire Insurance Exchange covers you for any damage caused by flood. The policy covers for repairs of the building or total replacement of the property from its foundation. The company seeks to bring you back to the financial position as you were before the occurrence of the incident.
What You Should Know When Filling the Proposal Form
To avoid disappointments when a loss occurs, Farmers Insurance Group/DBA Fire Insurance Exchange insists that you contact your local agent to help you with the proposal form. The agent, among other things, will help you give the most relevant information while explaining terms that you may not understand. The agent will guide you on the importance of full disclosure and the need to tell the truth about the contents of the building you are insuring. Failure to disclose fully about the risks you are exposing the company to might lead to nonpayment of your claim.
Farmers Insurance Group/DBA Fire Insurance Exchange Natural Disaster Programs
The company has designed natural disaster programs that are meant to cover the customers in the occurrence of losses brought about by typhoons, hurricane, storm, and earthquakes. Most of the natural disasters are covered under the company’s homeowner’s policy. You should talk to your agent to find out which natural disasters are covered under the homeowner’s policy and if you may need to buy separate covers for risks such as earthquakes.
Excellent Customer Service
The staff members at Farmers Insurance Group/DBA Fire Insurance Exchange will go the extra mile to offer full customer satisfaction. From the top management team to the customer representative at the company’s offices, customer satisfaction is paramount. This is the reason behind the huge customer base that the company boasts of.
How Do You File a Natural Disaster Claim?
To report a natural disaster claim, call your nearest agent who will help you with the steps to follow. You may also visit the company’s website, www.farmerinsurance.com and report the claim by filing the claim form online. An employee from the company will contact you later and follow up with your case.