First American Property & Casualty Insurance Company

Rated with an Excellent A by A.M best, the First American Property & Casualty Insurance Company is regarded as one of the best, most dynamic and reputable insurers in the United States. It initially went by the name First American Property & Casualty before changing to its current name in 1999. According to www.fema.gov, First American is licensed to write Federal insurance in a total of 51 states including the District of Columbia and Hawaii.

First American Property & Casualty Insurance Company Flood Policy

First American Property offers flood insurance for residential property, owners, and renters, as well as commercial buildings. The company has four distinct flood insurance packages each offering different compensation levels. The four packages are Standard Residential Property Owners, Renters and Condominium Owners, Business Flood, and Preferred Risk Flood insurance.

According to the company’s official website, all the policies cover physical damage on the customer’s property and possessions. First American encourages its customers to buy at least one the two Flood Insurance Policies recommended by the National Insurance Flood Program (NFIP). The company says with the unpredictable weather patterns, customers should insure their property against flood for up to $ 500,000 and personal property for the same amount.

What You Need to Know Before Insuring with First American Property & Casualty Insurance Company

First American Property relies on its broad network of independent agents to reach its customers. The company encourages its customers to discuss with their nearest agent on matters such as the state of electrical and plumbing systems, air conditioning equipment, installed carpet covers, the building’s foundation and appliances such as stoves and integrated dishwashers.

Equally, the customer needs know that the contents losses are adjusted on an actual cash basis. In other words, First American Property & Casualty Insurance Company pays your contents at their value as at the day of loss.

First American Property & Casualty Insurance Company Natural Disaster Assistance Program

First American has put in place mechanisms to ensure that its customers who are affected by natural disasters such as flood and hurricanes are ferried to safety as soon as possible. The company also pays flood claims as soon as possible to help the customer get back on their feet.

How to File A Natural Disaster Claim With First American Property & Casualty Insurance Company

You can file a natural disaster claim with First American by calling the company on 888-922-5343. Also, you can visit the company’s website and fill the claim form giving the details of the claim.