First Protective Insurance Company

Considering that the purchase of one’s home is the most costliest of purchases a homeowner will make in their lifetime, natural disasters pose a costly danger if one does not have the proper safety measures in place. Flood insurance and disaster programs can help compensate homeowners with a lifeline especially in high-risk areas prone to earthquakes or flooding.

In addition to homeowners insurance, rental property and condominium owner’s insurance, flood insurance is also offered. Frontline Insurance is an affiliate partner of First Protective Insurance Company. As flood insurance is not typically covered under the homeowner’s insurance policy, this type of insurance needs to be purchased as an addendum under FEMA. FEMA administers the National Flood Insurance Program (NFIP).

First Protective Insurance Company is licensed to write Federal flood insurance in Alabama, Florida, North Carolina and South Carolina. They have experienced adjusters with impressive levels of experience that can ease your mind.

How To File A Claim

This insurance company offers a preferred list of contractors to help homeowners rebuild after major natural catastrophes.

Policyholders can file claims depending on whether they are hurricane-based or not.

For non-hurricane claims, policyholders have a few options:

• Report the claim to their local agent
• Call to file a claim at (800) 675-0145
• Fax a claim: (321) 249-1396

For hurricane-based claims:

• Call the claims office at: (866) 673-0623
• Fax a claim: (321) 249-1396

Additionally, claims can also be submitted online on the Customer Portal whereby policyholders can check the status of a claim or submit a claim by simply by registering an account here:

https://insured.frontlineinsurance.com/login

Once you submit a claim electronically via the Customer Portal, a Frontline Insurance Loss Recovery specialist will be in contact within one business day. The Customer Portal is available 24/7.

Frontline Insurance specializes in coastal areas, which is especially susceptible to coastal weather including hurricanes and flooding.

Before submitting a claim, make sure to have your policy number on hand, the actual date of the loss/damage, complete description of the damages, mortgage company on the policy and a contact person with phone number for that contact.

For hurricane-related claims, a field adjuster who is familiar with your case will prepare an estimate and send this estimate to the Frontline Catastrophe Center. Policy coverages will be applied to the estimate and explained to you at which point, if you have questions you can direct them to the Frontline Catastrophe Center adjuster.

Flood policy may cost an additional $50 a month but can save thousands in damages in flood-prone areas.