Imperial Fire & Casualty Insurance Company

Imperial Fire & Casualty Insurance Company is located at Opelousas, Louisiana, in Saint Landry Paris where it started its journey in 1965. This company has a symbol of a lion that represents its financial strength in offering personal and friendly services in all its licensed five states. However, the company is licensed to write insurance in other 15 states. They include:

• Arkansas
• Nevada
• Texas
• Oklahoma
• Alabama
• Georgia
• Missouri
• Florida
• Indiana
• Kansas
• Kentucky
• Louisiana
• Mississippi
• South Carolina
• West Virginia

Due to its diverse culture, Imperial Fire & Casualty Insurance Company was before known as the Empire Parish or Imperial Saint Landry. This was largely influenced by its vast geographical location that it shared with the governmental/judicial services and received its name in tribute to that history. Being a multi-line insurance company, it deals with flood insurance, car insurance, and home insurance.

Overview of the Company’s Flood Insurance Policy and Disaster Relief Assistant

Flood insurance is one of its specialties due to the market area for imperial. Since flooding is a common natural disaster in all regions of the country, consumers have taken a wise step in making sure they are covered by Imperial Fire & Casualty Insurance. Consumers are aware that, in high-risk areas, their homes are twice likely to be damaged by a flood than a fire. In this regard, the company covers personal residence in both buildings and business contents. Below are the flood insurance provided by the imperial:

Residential home and condominium owners

• Up to $250,000 on the dwelling
• Up to $100,000 in contents coverage

Non-residential or small business properties

• Up to $500,000 on the dwelling
• Up to $500,000 in business contents coverage

In addition, the company is authorized by FEMA to be a Write Your Own (WYO) where it is mandated to be a Flood Provider. Its disaster programs include:

• Real-Time Rating
• Online Chat
• Immediate Policy Issuance
• Submit for Rate processed within 24 hours
• Agency Downloads

The company always follows the rules of the federal National Flood Insurance Program. However, Imperial Fire & Casualty Insurance also maintains policy options for small business properties and non-residential. Once your flood disaster is written with them, they provide companion discounts as well as excess flood options. Its advisable you take a flood insurance premium so that you don’t risk everything that you have worked hard for due to a flood. Imperial Fire & Casualty Insurance offers premium as low as $129/year, and you may be eligible for the Preferred Risk Policy. Note that nearly 25% of all flood claims are made from low-risk areas where the mortgage lender does not require flood insurance.

How to file a claim with Imperial Insurance Company after a Natural Disaster

Policyholders can file their claims through the following ways:

• Online by registering on the website www.imperialfire.com
• 24/7 calls on 800-960-7777 or 877-254-6819
• Customer mobile app available at Google Play