Phone Number: (808) 564-8111
Address: 1022 Bethel Street, Honolulu, HI 96813
Island Insurance Company, located in Hawaii, offers a variety of insurance protection including homeowners, renters, condominium and fire insurance. Flood insurance is also offered through Island Insurance Company. Under Island Insurance Company, flood insurance is administered through the National Flood Insurance Program (Write-Your-Own Flood Insurance Policy) and backed by FEMA. The Write-Your-Own-Flood Insurance Policy allows insurance companies to provide insurance policies in their name, while the federal government is responsible for underwriting losses.
The Island Insurance Company prides itself on knowing the local landscape and ensuring that policyholders are properly covered in such an occurrence.
Island Insurance Company’s Flood Policies
Picking the pieces up after a flood or other natural disasters is tough enough. Making sure that you are able to take care of your family in the aftermath of a flood should not pose additional worry. Typically, homeowner’s insurance does not cover the damage caused by floods. Nearly 25% of flood claims usually originate from low to moderate risk flood areas. Therefore, it is highly recommended to purchase flood insurance and if necessary, purchase additional coverage depending on your personal/business needs.
In some cases, mortgagees from out of state are required to purchase flood insurance in high-risk areas as a condition of receiving a mortgage from a federally regulated lender. In part, this is due to the unique location of the Hawaiian islands as they may be subject to typhoons, tropical storms, and hurricanes.
Submitting a claim is easy to do with Island Insurance Company.
To file a claim, policyholders can contact Island Insurance Company’s claim center at (808) 564-8222 or toll-free from the neighbor islands at (888) 312-2525. For general inquiries at Island Insurance Company, customers can send an email to: email@example.com
Written correspondence may also be sent to:
Island Insurance Companies
P.O. Box 1520
Honolulu, Hawaii 96806-1520.
Policyholders will most likely need to fill out a personal loss form detailing the extent of damage. Policyholders may also contact the National Flood Insurance Program for additional inquiries:
- Policy Inquiries. For policy inquiries, policyholders may contact (800) 637-3846.
- Of course, claims may also be filed through the National Flood Insurance Program’s claims call center at (800) 759-8656.
To facilitate the claim process, make sure to have your policy is available.
You can be sure that Island Insurance Company will provide the best level of protection for each consumer, depending on the needs that you are looking to insure. Island Insurance Company is licensed to write Federal flood insurance in the state of Hawaii.