Millville Mutual Insurance Company

The company was established in 1875 in the state of Pennsylvania and currently covers over 62,000 personal and business cover. It is rated an A by AM Best, a company that focuses and rates companies in the insurance industry. Apart from operating in Pennsylvania, the insurance company also extends the coverage to New York through it subsidiary, Millville Insurance Company of New York.

Millville Mutual Insurance Company sells its policies through agents who are located in different parts of the state of Pennsylvania. The agents are leaders in flood insurance policies that have vast knowledge and expertise; and understand their communities. The agents not only sell the cover to you but also advises you on the best coverage for your property. They also help you make changes to your policy and to contact the insurance company for any claims or complaints.

Flood Insurance Coverage

Flood Insurance Millville Mutual Insurance company has partnered with the Federal Emergency Management Agency (FEMA) to offer flood coverage to its clients. The policy is offered through Write Your Own Program, which means all policies are financially backed by the federal government, and the insurance companies offered the insurance must adhere to rules and regulations of the program. Policies may also be written directly by the National Flood Insurance Programs, but buying an insurance cover under the insurance companies helps the insurance policies to be given by the insurance company with ease, and also helps the clients to expand their range of coverage and services. To qualify, your community must be participating in the National Flood Insurance Programs. The program is available for residential and commercial buildings and can also be bought by renters. The flood insurance policy is intended to cover for damages caused by floods that your Homeowner’s policy couldn’t provide. Although the Flood insurance is given under the Federal Emergency Management Agency (FEMA), a flood doesn’t need to be declared disaster by the federal government to get compensation. Additionally, you are reimbursed for your losses in full without paying back.

Millville Mutual Insurance Company will compensate you for direct physical loss of your property due to flooding only if you have paid the correct premium, and met the terms and conditions. Additionally, you should furnish the company with accurate information and statements about yourself and your property to help them deliver the claims to you after a loss. To report a claim, the client is advised to contact their agents using a Zip Code on their agent locator found on their website: www.millvillemutual.com/newsite/ If the agent is not available, you can call the company directly on: 1-800-262-8495 and follow the instructions during the call. After you submit the claim, the company will contact you within 24-48 hours to listen to your case. Their offices are open for business from Monday-Friday from 8:30AM to 4:30PM. If it is on a weekend, contact them through their telephone number indicated above.