Pacific Indemnity Insurance Company

Pacific Indemnity Insurance Company is a subsidiary of the Federal Insurance Company and its headquarters are located along 15 Mountain View Road, Warren NJ 07059. Apart from providing property and casualty insurance, Pacific Indemnity Insurance Company is also licensed to write Federal flood insurance in Guam and Commonwealth of the Northern Mariana Islands. John Joseph Degnan is the company’s president.

Pacific Indemnity Insurance Company Flood Package

Pacific Indemnity offers flood insurance for residents in low and high-risk areas as determined by FEMA. The company has a special package that costs $ 129 annually. The coverage, which can be purchased alongside the homeowners covers the building and its contents against losses caused by water rise.

You can cover buildings for up to $ 250,000. The cover pays you for the repairs on the insured building and its foundation, air conditioning system, stove and water heaters as well as plumbing and electrical systems. You can also insure contents for up to $ 100,000.

To cater for high-risk areas, Pacific Indemnity Insurance Company also offers residential flood insurance which is basically available for commercial, renters and condo owners. The cost of this policy depends on the value of the property you want insured, what is being insured and the property flood risk.

While the flood insurance package offered by Pacific covers the building and its contents, you may consider discussing the benefits of insuring personal property with an independent Pacific agent since contents coverage is optional.

Once purchased, it takes 30 days for the policy to come into effect, and according to Pacific Indemnity the best time to buy flood insurance is now.

Pacific Indemnity Insurance Company Natural Disaster Assistance Programs

Pacific’s aim is to bring back the insured to nearly the same financial position he or she was at before the occurrence of the flood or other natural disaster. However, the company understands that it might take a while before the customer is fully compensated. To help reduce trauma and shock, the company has instituted a disaster program that primarily focuses on evacuating customers to safety following a flood. In addition the company promises speedy flood claims payment once the evaluation has been completed.

How Do You File a Natural Disaster Claim With Pacific Indemnity Insurance Company?

Pacific Indemnity Insurance Company claims department is available any time of day, everyday according to the company’s website. To report a natural disaster claim, call Pacific toll free on 671-477-8801. According to www.fema.gov the point of contact at Pacific is Monique Baysingar, the Flood Program. Monique can be contacted through mbaysingar@pacificindemnity.com.