Privilege Underwriters Reciprocal Exchange, popularly known as PURE, is an insurance provider owned by policyholders. Its primary aim is to offer outstanding customer experience while bringing value to the individuals and families. PURE offers flood insurance and according to FEMA.gov, the company is licensed to write insurance for at total of 32 states.
PURE Flood Insurance Package for High-Value Homeowners
The frequent occurrence of hurricanes is what drove Privilege Underwriters Reciprocal Exchange into the flood insurance market. Their flood insurance policy is designed to cater owners of well-built high-value homes across most of the United States. PURE flood insurance is customizable and allows policyholders to buy packages that best suits their needs. Apart from becoming a Write Your Own (WYO) provider of the National Flood Insurance Program (NFIP) basic flood coverage, PURE has also designed a couple of optional coverage enhancements that are specifically targeting owner of high-value homes.
Privilege Underwriters Reciprocal Exchange Flood Solutions
PURE Flood Insurance: This is the basic flood insurance coverage that is offered through the NFIP’s WYO program. The coverage cover all flood zone irrespective of their risk levels for up to $ 250, 000 for the house and up to $ 100, 000 for its contents. PURE Flood Extension: This is offered to homeowners who resided in high-risk flood areas such the coastlines. It is meant to fill the void left by the basic flood insurance policy. PURE Flood Extension goes beyond the basic definition of a ‘flood’ to cover single home events, replace damaged contents even those that are subject to deprecation. This package also covers the contents in a damaged basement. PURE Flood Advantage: This covers homeowners in low-risk areas such as noncoastal areas. In addition to offering the benefits of PURE Flood Extension, PURE Flood Advantage goes beyond the limits offered by the NFIP’s basic policy. Under this package, homeowners are eligible to get a compensation cover for up to $1,000,000 for the damage caused to a house and its contents. PURE Excess Flood: This gives the insured an opportunity to increase their cover so that they are covered adequately in case they will have to rebuild their homes from scratch following the occurrence of a flood. In other words, PURE Excess Flood covers for the total loss.
Privilege Underwriters Reciprocal Exchange Disaster Relief Assistance Programs
Following the occurrence of a natural disasters such as a storm that brings about wind damage to the roof, PURE has put in place assistance programs that ensures the roof is fixed as soon as possible as the magnitude of the loss waits to be assessed. This helps the insured stay safe pending a larger compensation.
How do You File a Natural Disaster with Privilege Underwriters Reciprocal Exchange?
To file your natural disaster claim, call PURE on (888) 813 or visit their website www.pureinsurance.com and file your claim under the ‘Claims’ tab.
