Phone Number: (800) 328-9143
Address: Headquarters: 3501 Thurston AvenueAnoka, Minnesota 55303-1060
The Rural Community Insurance Company offers a comprehensive selection of natural disaster insurance to suit many agricultural needs.Entrepreneurs and homeowners may decide to purchase a natural disaster insurance coverage policy to prevent substantial losses in the event of a natural disaster.Examples of natural disasters that might be covered within certain Rural Community Insurance policies can include, but are not limited to, the following events: flood, hurricane, drought and hail. Certain monetary situations may also be covered under a natural disaster insurance.
About the Rural Community Insurance Company
The Rural Community Insurance Company has garnered more than 30-years of inveterate experience within the crop insurance sector.’We offer a variety of hail, named peril, supplemental and stand-alone insurance products,’ says the Rural Community Insurance Company’s web site. ‘As well as peril insurance policies offered through the United States Department of Agriculture’s Risk Management Agency.’The Rural Community Insurance Company is said to have more than 4,000 trained professionals licensed to provide ranchers, farmers and other agriculturalists with the insurance coverage needed to maintain peace of mind in the event of a flood, drought or other natural disaster.
Rural Community Insurance and Flood Insurance Coverage
Rural Community Insurance offers comprehensive insurance coverage with competitive annual premium rates.’Crop insurance helps make America’s farmers and ranchers world leaders in agriculture, allowing producers to stay competitive and be more innovative,’ explains the organization’s site. ‘It also helps them sleep better at night knowing that should the unexpected happen, they will have the financial security to stay in business and go on to plant the next season.’Floods can be a particular source of concern for many farmers or ranchers raising vegetative crops.Floods can cause extensive damage. Flooding can cause erosion and loss of topsoil, which can in-effect damage crops, compromising overall value and yield. Flooding can also cause crops that are already planted to drown and die.Flooding does not only destroy crops causing a substantial loss of profit, but it can also cause electrical problems and other costly damage.
Filing a Natural Disaster Insurance Claim with Rural Community Insurance
If you own property or have agricultural investments, exploring natural disaster insurance coverage options may be something to consider.Rural Community Insurance offers general natural disaster insurance coverage options which include hail, replanting, and late planting.Specific options are also available for residents of California, which can include: ELS cotton grade; grape freeze; tomato rain; tomato replant option; grape freeze; citrus fruit freeze and contingent business interruption.To contact an agent with Rural Community Insurance in order to discuss natural disaster insurance options, or to file a claim, call: (800) 328-9143.