Tower Hill Preferred Insurance Company

Tower Hill Preferred Insurance Company was founded in 1972 and is a part of the Tower Hill family of insurance companies which include; Tower Hill Prime Insurance company, Tower Hill Select Insurance Company, Tower Hill Signature Insurance Company, Omega Insurance Company, Lloyd’s and Rockhill Insurance Company. Flood insurance is not a part of regular homeowners insurance or a part of dwelling fire insurance. Tower Hill Preferred Insurance Company provides flood insurance to homeowners either separately or in addition to their existing homeowners insurance policy. According to FEMA (Federal Emergency Management Agency), Tower Hill Preferred Insurance Company is authorized to sell flood insurance in the state of Florida.

Flood Insurance Policy/Disaster Relief Program

1. Standard Flood Insurance CoverageTower Hill Preferred Insurance Company makes it easy to acquire flood insurance as floods are the number one natural disaster that occurs in the United States. Tower Hill Preferred Insurance company offers a standard flood insurance policy that covers the insured’s home for up to $250,000 in coverage and covers the contents of the home for up to $100,000 in coverage. As a homeowner, if you feel that additional flood insurance coverage is necessary to protect your home and the contents of your home, Tower Hill Preferred Insurance Company offers additional flood insurance coverage. Tower Hill Preferred Insurance Company offers excess policies for flood insurance which can also be purchased to cover values that exceed the amounts mentioned above.2. Period of Activation of Flood Insurance CoverageTower Hill Preferred Insurance Company has an activation period for their standard and excess flood insurance policies. Tower Hill Preferred Insurance Company’s flood insurance policies become effective a full 30 days from the date that you purchase the flood insurance coverage. As a result, it is essential that you think ahead and be prepared. It is encouraged to not wait until the flood has occurred to purchase the flood insurance, but rather it is important to safeguard your home and its contents by purchasing the flood insurance coverage prior to needing it.

How to File a Claim

It is imperative that you file your flood damage claim as soon as possible by calling Torrent Flood at 877-254-6819. Of course, it is permissible that you begin minor repairs as soon as possible to prevent your home from sustaining further damages from the flood conditions. In the event that you make minor preventative repairs, be certain to retain all receipts for out-of-pocket expenditures.