Tower Hill Prime Insurance Company

Tower Hill Insurance Company was founded 45 years ago. Tower Hill Prime Insurance Company is an integral part of the Tower Hill family of insurance companies which include; Tower Hill Preferred Insurance Company, Tower Hill Select Insurance Company, Tower Hill Signature Insurance Company, Omega Insurance Company, Lloyd’s and Rockhill Insurance Company. One will not find flood insurance as part of their regular homeowners insurance or a part of their regular dwelling fire insurance policy. Tower Hill Prime Insurance Company is in the business of providing flood insurance to homeowners as a separate addition to their existing homeowners insurance. Tower Hill Prime Insurance Company is authorized to sell flood insurance in the state of Florida according to FEMA (Federal Emergency Management Agency).

Standard Flood Insurance Coverage

Tower Hill Prime Insurance Company takes the guess work out of the acquisition of flood insurance. Floods are ranked as the number one natural disaster that occurs in America. The standard insurance policy that Tower Hill Prime Insurance company offers covers the insured’s policyholders home for up to $250,000 in flood damage coverage and covers the contents of the flood damaged home for up to $100,000 in coverage. When purchasing flood insurance, you may feel the need to purchase additional flood insurance. This additional coverage may be necessary to restore your home after a flood occurs and to refurbish the lost or damaged contents of your home in that event. Tower Hill Prime Insurance Company will allow you to purchase additional flood insurance coverage. Tower Hill Prime Insurance Company offers additional increment amounts of flood insurance coverage.

Period of Activation of Flood Insurance Coverage

Tower Hill Prime Insurance Company implements a period of time for flood insurance activation for both the standard and excess flood insurance policies. There is a 30-day lapse between when the flood insurance is purchased, underwritten, approved and then activated. Therefore, it is imperative that you, as the homeowner think and plan ahead to avoid being caught in a vulnerable situation. Purchase the flood insurance through Tower Hill Prime Insurance Company as a preventative measure before the calamity of a flood occurs.

How to File a Claim

Calling Tower Prime Insurance Company’s staffers at Torrent Flood at 877-254-6819 is the first step in filing a claim for coverage in the unfortunate event of a flood. Make certain to keep track of all emergency repairs that you must make and keep all receipts in order to substantiate your claim.